Credit Card Perks You Didn’t Know You Had

Posted on: May 7th, 2010 by

Financial Planning - Rockville, MDNo one likes to read the fine print in credit card agreements, but you could be missing out on the perks.  Years ago, credit card companies started introducing “bargains” to customers to try and offset the hefty annual fees they were charging.  Over the years, these benefits have slowly been advertised less and less, thus falling by the wayside and people forget about them.  Today, with the economy the way that it is, there is renewed interest in trying to draw in a new customer base and make them aware of the benefits their card has to offer, as opposed to another.  So how do you figure out what your cards offer to you?  Call each of your credit cards and ask for a list of benefits.

Some of the perks you may be entitled to include first crack at concert tickets, rental car coverage, guaranteed returns, cell phone replacement insurance, trip cancellation coverage, cash without an ATM, emergency travel assistance, help with car shopping, and roadside assistance.  Some of these can be very useful on a regular basis.  For example, if you buy something at a store and they refuse to take it back, many credit cards will allow a 90 return and guarantee your money back.  These things can become very important when budgeting, especially if you are doubling up on certain coverages.  Make sure you read all the fine print to clearly understand your benefits and figure out what your card covers and if you need that same coverage additionally elsewhere.



  1. Tag Cloud
  2. Blog Home